S Roy Chowdhary, Member, Life IRDA, Hotel Tajkrishna, Hyderabad, Andhra
Pradesh. The machine of financial growth & financial inclusion will
improve the livelihood of the underprivileged. For micro insurance
market lower & middle class people should be targeted. The insurance
penetration in India is 5.10 where as it is 10 in some of the Asian
countries. Indian average insurance premium for the year 2010 was 64.4
dollars where as it was 595.10 dollars in US. The pace of the insurance
growth should be proportionate to the penetration of the insurance.http://www.hybiz.tv/S-Roy-Chowdhary---Life-IRDA/167117
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